L. Payton and Associates
296 Davis Hwy
Mineral, VA 23117
(540) 894-5121


Branch Office
Payton-Nester Insurance
147 Caroline Street
Orange, VA 22960


Our Coverage is Extensive!

Personal Insurance:

  • Auto
  • Motorcycle
  • Boat
  • Jet Ski
  • Home
  • Farms
  • Rental Property
  • High Value Homes(excess of $1 Million)
  • Personal Umbrella
  • Term Life Insurance
  • Whole Life Insurance
  • IRA
  • Fixed and Variable Annuities
  • Classic and Antique Autos
  • Collections
  • Jewelry

Commercial Insurance

  • Business Auto
    • Service vehicles
    • Logging trucks
    • Dump trucks
    • Long Haul Hot Shot Trucking
    • Local, Intermediate, and Long Haul Trucking
    • Cargo
    • Federal and State Filings
    • Hotshot Freight
  • Property
    • Business Owners
    • Manufacturing
    • Industrial
    • Sawmills
    • Vacation Rental Properties
    • Home Owners Associations
    • Contractors Equipment and Machinery
  • General Liability
    • Contractors
      • Excavation
      • Painting
      • Drywall
      • Tree Trimmer
    • Truckers GL
    • Manufacturing
  • Workers Compensation
    • All Types of Business Exposures

Companies we work with

  • Allstate Insurance Company
  • Auto Owners Insurance Company
  • Owners Insurance Company
  • Homeowners Insurance Company
  • Progressive
  • National Grange Mutual Insurance Company
  • Foremost
  • Victoria
  • Alfa Vision
  • Trexis
  • Met Life
  • Northern Neck Insurance Company
  • American Collectors
  • Hagerty
  • State Auto Insurance Company
  • Main Street America
  • Infinity
  • Rockwood
  • Grange
  • Utica
  • CNA Surety
  • The General
  • Berkshire Hathaway
  • Amtrust

Workers Compensation Insurance

Business Insurance

It is a top priority for any business to provide a safe working environment for its employees. However, accidents do happen and you need to be prepared for them. Worker’s compensation insurance is essential to protect your business and your employees. In order to provide that protection at the lowest possible rate, our agents will compare quotes from companies such as Allstate, Hartford, Utica, Alfa Alliance, Northern Neck, Donegal Group, Main Street America Group, Auto Owners and Grange.

Insurance Quote Request

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